Terms of use

Solutio Management

Effective date: 3 November 2026
Version: 1.0

1. Website Operator

This website is operated by Solutio Management (SM), a trading name of Hayne Business Solutions, a Swiss sole proprietorship (raison individuelle) owned and operated by Sandra Hayne.

Business details

  • Legal business: Hayne Business Solutions
  • Trading name: Solutio Management
  • Owner: Sandra Hayne
  • Use the contact form to get in touch.

In these Terms of Use, "SM", "we", "us" and "our" refer to Hayne Business Solutions operating under the Solutio Management trading name.

2. Acceptance and Scope

By accessing or using this website, you agree to comply with these Terms of Use to the extent applicable under Swiss law. These terms govern access to the website, use of its content, contact forms, online enquiries and links to client onboarding questionnaires. The provision of paid administrative services is governed by a separate service agreement, applicable service conditions and the agreed service package. If you do not agree with these terms, please discontinue using the website.

3. Nature of Our Services

Solutio Management provides administrative management and digital back-office support to self-employed professionals, sole proprietors and micro-businesses, primarily in Canton Vaud, Switzerland. Our services may include:

  • Administrative preparation and support for applications for recognition as self-employed with the relevant AVS compensation fund.
  • Configuration and onboarding of client-owned Bexio Advanced accounts.
  • Preparation and configuration of Swiss QR invoice templates.
  • Administrative processing, organisation and digital filing of business receipts and documents.
  • Administrative entry of supplier invoices and reconciliation of business transactions.
  • Assistance with compatible e-banking integrations.
  • Training in the use of Bexio Go and related administrative workflows.
  • Preparation of administrative documentation for handover to an independent fiduciary or other qualified professional.

The precise scope of services depends on the package selected and the written agreement between SM and the client.

4. Professional and Regulatory Limitations

Solutio Management provides administrative and operational support. SM does not act as a fiduciary firm (fiduciaire), certified auditor, tax adviser, legal adviser, insurance broker or debt-collection service provider. Our services do not include:

  • Tax advice or preparation and filing of tax returns.
  • Statutory audit or regulated assurance services.
  • Preparation or certification of annual financial statements.
  • Legal advice or legal representation.
  • Payroll processing.
  • Preparation, initiation, execution or authorisation of bank payments.
  • Formal debt enforcement or collection proceedings (poursuites).
  • Insurance brokerage or regulated financial advice.

Where specialist services are required, clients remain responsible for engaging appropriately qualified professionals.SM does not guarantee approval of an application for recognition as self-employed by the relevant AVS authorities. Such decisions remain exclusively with the competent authorities.

5. Website Information and Accuracy

We make reasonable efforts to ensure that information published on this website is accurate, clear and up to date. However, information concerning Swiss administrative requirements, legislation, software functionality, third-party subscriptions or government procedures may change. Website content is provided for general information purposes and does not constitute individual legal, tax or other regulated professional advice. Visitors should not rely on general website information as a substitute for advice from a qualified professional where required.SM reserves the right to correct, update, modify or remove website content without prior notice.

6. Prices and Service Information

Prices displayed on the website are expressed in Swiss francs (CHF), unless otherwise indicated. Where applicable, displayed prices and descriptions distinguish between SM's service fees and fees charged independently by third-party providers. Bexio subscriptions are contracted and paid for directly by the client. Bexio pricing and subscription conditions are determined by Bexio and may change independently of SM. Any applicable VAT treatment will be communicated in accordance with Swiss law. Information published on the website does not, by itself, create a binding service agreement. A service relationship is established following acceptance of an agreed quotation, engagement letter or service agreement by the parties. The applicable terms, service limitations, fees, commencement date and cancellation conditions will be defined in the relevant agreement.

7. Client Enquiries and Onboarding Forms

Visitors may contact SM through the website, email, WhatsApp Business or designated online forms. Information submitted through these channels must be accurate and, where relevant, complete. Submitting an enquiry or onboarding questionnaire does not automatically establish a contractual relationship or guarantee acceptance as a client.SM may request clarification, verification or supporting documentation before accepting an engagement. Visitors must not submit passwords, online banking credentials, authentication codes or other security information through website contact forms or onboarding questionnaires. Where sensitive supporting documents are required, SM will provide appropriate submission instructions.

8. Client Accounts, Banking and Third-Party Platforms

Where SM uses Bexio or another digital platform to deliver agreed services, the client retains ownership and control of their own accounts, subscriptions and business data, subject to the applicable third-party terms. SM normally accesses client-owned Bexio environments through authorised delegated access. Clients remain responsible for their own banking credentials and for authorising and executing banking transactions. Access to, and use of, third-party services such as Bexio, Google Forms, Google Sheets, banking platforms, TWINT or SumUp may be subject to separate terms and privacy policies established by those providers. SM is not responsible for independently managed third-party platforms or services, except to the extent liability arises from SM's own acts or omissions under applicable law.

9. Data Protection and Privacy

SM processes personal information in accordance with applicable Swiss data-protection legislation, including the Federal Act on Data Protection (FADP/nLPD). Information submitted through the website or onboarding forms may be processed for the purposes of responding to enquiries, assessing client requirements, preparing administrative services, maintaining business communications and complying with applicable legal obligations. Details concerning the categories of information collected, processing purposes, service providers, international disclosures, retention and individual rights are set out in our separate Privacy Policy. Visitors are encouraged to review the Privacy Policy before submitting personal information. Privacy Policy: [Insert link]

10. Intellectual Property

Unless otherwise indicated, original website content, including text, graphics, logos, designs and other protected materials, belongs to Hayne Business Solutions or is used with the relevant permission. The Solutio Management name, logo and associated branding may not be reproduced or used commercially without prior written authorisation, except where permitted by law. Visitors may access and use website content for personal information and legitimate evaluation of SM's services. Any broader copying, redistribution, modification or commercial use of protected material requires the relevant rights holder's permission unless permitted under applicable copyright law.

11. Acceptable Website Use

Visitors agree not to use the website for unlawful, fraudulent or abusive purposes.In particular, visitors must not:

  • Attempt to gain unauthorised access to the website, its hosting infrastructure or associated systems.
  • Introduce malicious code or deliberately interfere with website operation.
  • Submit fraudulent, misleading or unlawful material.
  • Misuse website forms or communication channels for unsolicited commercial messages or automated abuse.
  • Infringe the intellectual property rights or privacy rights of SM or third parties.

SM may take reasonable measures to protect website security and prevent misuse.

12. External Links

This website may contain links to third-party websites and services. These links are provided for convenience and information.SM does not control the content, availability, security or privacy practices of independent third-party websites. Visitors should consult the relevant third-party terms and privacy notices when leaving the SM website.

13. Website Availability

SM aims to maintain a reliable and accessible website but does not guarantee uninterrupted or error-free availability. Access may be temporarily restricted for maintenance, technical updates, security measures or circumstances beyond our reasonable control. We may modify, suspend or discontinue website features where reasonably necessary.

14. Limitation of Liability

To the extent permitted by Swiss law, SM does not accept liability for losses arising solely from reliance on general website information, temporary website unavailability or the independent acts or failures of third-party service providers.Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation is prohibited by applicable law, including liability for intentional misconduct or gross negligence.Nothing in these terms restricts mandatory statutory rights.

15. Changes to These Terms

SM may update these Terms of Use to reflect changes in its website, services, business practices or applicable legislation. The current version will be published on the website with its effective date. Changes to these website terms do not automatically amend existing client service agreements. Any amendment to an existing contractual relationship will be governed by the applicable agreement and Swiss law.

16. Governing Law and Jurisdiction

These Terms of Use are governed by Swiss law, subject to any mandatory applicable legal provisions. Any dispute arising in connection with these terms shall be brought before the courts having jurisdiction under applicable Swiss law. Where a valid jurisdiction agreement is permitted, the competent courts of Canton Vaud, Switzerland, shall have jurisdiction. Mandatory statutory jurisdiction and other non-excludable legal protections remain unaffected.

17. Contact

For questions concerning this website or these Terms of Use, please contact:

Solutio Management
Hayne Business Solutions
Owner: Sandra Hayne
Use the Contact form to get in touch.


Solutio Management
Focus on Your Work. We Handle the Paperwork.

Terms of Use – Version 1.0 | 3 November 2026

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